As a small business owner, there will be times when you need some additional cash. Whether you're expanding into a new area or just trying to stabilize your existing business, loans are often the way to go. But what's the difference between small business loans (SBA) and conventional bank loans?
SBA Loans Are Usually Better
In most scenarios, an SBA loan is ideal. SBA loans have lower interest rates, higher amounts, and better terms.
Some so-called financial advisors will tell you never to take out a personal loan. But while taking out a personal loan can be a poor choice if you're not in the position to pay it back, sometimes you really need money — and a personal loan is the most accessible way to obtain that money. There are ways to use personal loans responsibly. Here are five tips to follow to ensure you're being smart and responsible when taking out a personal loan.
Hiring estate sale organizers is a great way to liquidate the contents of an entire house, and estate sale organizers are great at this task, as this is what they do all the time. If you decide to use an estate sale company for this purpose, there are a few things that you should avoid doing during the process, and here are the top three things you should avoid.
Removing things from the home
Criminals clearly cannot write their own bail bonds because of the intense background checks required by law enforcement prior to getting a bail bondsman's license. However, if you have a few relatives that are frequently in trouble, and everyone else in the family is tired of paying other bail bond agents to get relatives out of jail, you might be thinking that you could be their bail bond agent.
It would kill two birds with one stone; there is a bail bond agent in the family, and everyone else pays you the money to do the job.
When you purchase a home and get a loan to buy it, you will have some decisions to make. One of the decisions involves the length of the loan. The most common length is 30 years, but a lot of people are now choosing 15-year loans. If you choose a 15-year loan, you will qualify for a lower rate, in most cases, compared to a 30-year loan, and here are some of the main reasons people choose 15-year loans