Tax season can either be a time of celebration or one of dread. If you're anticipating a refund it can be a lot of fun to think about just what you'll do with the extra money. However, if you happen to owe money to the Internal Revenue Service (IRS) you're probably not really looking forward to having to come up with the money. Whichever situation you happen to be in the first step to making anything happen is getting your taxes done.
Even though you may score a low monthly payment on an auto loan, a high interest rate typically means you'll pay more for the car over the life of the loan than you probably want to. However, you don't have to settle for a double-digit interest rate. Here are a couple of things you can do to reduce the rate you're charged to make you auto loan a little more affordable.
Few people expect a panicked call from a loved one with news of an arrest. Helping them might be the primary thought process in your head when you receive a call like that. You probably have already started the search for a bonding company that will help satisfy bond requirements laid out by the local court. However, be clear-minded enough to know these realities about the process.
1. Bonding Companies Can Say No
If you've been arrested, and have recently posted bail, you need to do everything you can to uphold the orders you were given when bail was granted. Whether the charges against you were for a serious crime, or not, you're still required to obey all the bail orders while you're out of police custody. Failing to abide by those orders could end up costing you more than you anticipated. It's particularly important that you remain in town while on bail.
If you have a large purchase in your future, you may worry about how you are going to pay for it. Instead of taking out a new credit card or draining your savings account, consider taking out a home equity line of credit, also known as a HELOC. HELOCs have several advantages that make them ideal for financing large purchases.
1. You Can Use Your HELOC for Any Type of Expense